Consumer Advisory: APR Ranges From 5.99% up to 35.99% For Qualified Customers
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Why Choose Us
Mobile Friendly
Easy application from your mobile device on-the-go
Fast Funding
Quick funds transferred directly to your account when approved
Flexible Amounts
Loan amounts from $200 to $5,000 to meet your needs
Personal Service
Customized loans suited to your personal financial needs
Annual Percentage Rate (APR) for Loans
We connect you with lenders offering competitive APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal financial situation and credit standing.
The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, employment status, and loan amount requested. Contact your matched lender for more information about the specific APR you may receive and the complete terms of your loan agreement.
Loan Examples
Representative loan examples showing different amounts, rates, and terms
| Loan Amount | Interest Rate | Loan Term | Monthly Payment | APR | Total Payments |
|---|---|---|---|---|---|
| $1,000 | 24.00% | 12 months | $94.56 | 29.82% | $1,134.72 |
| $2,000 | 19.00% | 24 months | $100.82 | 24.12% | $2,419.68 |
| $2,500 | 16.00% | 36 months | $87.89 | 22.93% | $3,164.13 |
| $5,000 | 13.00% | 48 months | $131.67 | 18.23% | $6,320.12 |
Representative Loan Example
Example: If you borrowed $5,000 over a 84 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 35.95% APR.
Loan Repayment Terms
Minimum Repayment Period
65 days
Maximum Repayment Period
84 months
(7 years)
Frequently Asked Questions
What is a short term loan?
Short term loans are designed around addressing an immediate financial need or emergency. This could be an unexpected medical expense, car repair, or other urgent situation requiring quick access to funds.
How do I get my funds?
Once approved, your funds are typically deposited directly into your bank account. Depending on your bank's processing time, you may receive your money as soon as the next business day.
What do I need to qualify?
Basic requirements include being at least 18 years old, having a valid email address and phone number, proof of income, and an active bank account. Credit requirements vary by lender.
How long does approval take?
Most applications are reviewed within minutes. You'll typically receive a decision quickly, and if approved, your funds can be available as soon as the next business day.