Terms of Service

1. Acceptance of Terms

By accessing and using Scratchpayfinancingcare.com, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

Scratchpayfinancingcare.com is a payment plan matching service that connects potential borrowers with lenders in our network. We are not a lender and do not make credit decisions. Key points about our service:

• We do not guarantee payment plan approval or specific terms
• Payment plan terms are determined by individual lenders
• Not all applicants will qualify for a payment plan
• We may receive compensation from lenders for successful referrals

3. Eligibility Requirements

To use our service, you must:

• Be at least 18 years old
• Be a U.S. citizen or permanent resident
• Have a valid Social Security Number
• Have a regular source of income
• Have an active checking account
• Provide accurate and complete information

4. Contact Information

For questions about these Terms of Service, please contact us at: